The Al-Ittihad's program, a hope for the poor of Abyan to address successive conflicts
The Al-Ittihad Microfinance Program is the most MFI that has suffered successive wars and the hardest security environment since 2011. The program has encountered many difficulties during the last conflict in 2015, which hit all its operational areas in the governorates of Abyan, Aden and Hadhramaut.
However, its level of flexibility and its multiple experiences with the strongest conflicts in the country made it steadfast. It learned a lot of ways to continue working during emergencies with continuous financial and consultative support from SFD and logistical cooperation from the Yemeni Women's Union and some local institutions. These experiences have helped to improve the efficiency of program management and staff and avoid damage wherever possible.
The SFD is the sole financier of the program with a total of YER 800 million by the end of 2016. In the beginning of 2016, it rescheduled its YER413 million loans due on the program in order to help it to address its problems because of the 2015 war.
The program has managed to convoy its voice and experience to several competitors of better situation in other governorates that have followed its policy and experiences during emergencies. The program began cooperating with some INGOs interested with such matters such as Action Against Poverty and Garmeen Jameel that provided it with financial and technical support. Due to the recent war of 2015, the program has reached only 3,500 beneficiaries (84% women) with an outstanding portfolio of YER316 million in 2016.
The Executive Director of the program Jawhara Ali Hussein hopes that "the Al-Ittihad program will manage to implement its 2017 plan that aims to reach 5,000 conflict-affected families, and to get access to a grant in order to meet its operational costs and avoid continuing capital erosion, as well as technical and advisory support in crisis management, provision of relief to affected clients."